Startups
Get credentialed and integrated, quickly.
No bureau will credential a company with no track record, unless someone walks you through it. We guide you through credentialing, put you in the sandbox while you onboard, and pair our engineers with yours.
Approval typically takes about two weeks. No long-term contracts, no monthly minimums.
The first hurdle
Credentialing is hard when you're new.
"No bureau will credential a company with no track record." That's the wall most new lenders, fintechs and service companies hit before they write a line of integration code.
Credentialing still takes real verification. What changes with CreditPullEngine is that you don't face it alone. As an Authorized Equifax Reseller, we help you get through credentialing step by step, and you keep building while it runs.
Onboarding
Three steps, with us beside you.
Request sandbox credentials as soon as onboarding starts. Integration and approval run in parallel.
- 01
Verify your company.
Basic paperwork confirming your business information and address. We tell you exactly what's needed.
Get Sandbox Access - 02
Verify your office.
Show a secure business office or home office. We'll tell you what qualifies.
Talk to us - 03
Get your credentials.
Production access once you're approved, typically about two weeks after you start.
Read the Docs
Build while you wait
Ship the integration before approval lands.
Two weeks of waiting doesn't have to be two weeks of idle engineers.
Sandbox from day one
Build against sandbox.creditpullengine.com while company and office verification are in progress.
Engineers who pair with yours
Integration help starts within 24 hours of first contact. You talk to the people who built the API.
Simple to wire up
Form-encoded HTTPS POSTs and normalized JSON. No SDK required.
What you can build
Start with a soft pull, grow from there.
Pick the pieces your product needs. Our engineers help you integrate whichever you start with.
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Soft Pull API
Prequalify without affecting the score
Let applicants check where they stand without a hit to their credit score.
Explore the Soft Pull API -
Credit Reports
Full reports in PDF, JSON or HTML
Tradelines, payments, inquiries, public records and scores, in a normalized response.
Explore Credit Reports -
Scorecast
Analysis your team can act on
Debts organized by creditor and type, utilization, derogatory items and a forward-looking forecast.
Explore Scorecast
Questions founders ask.
Can we get credentialed without a track record?
We guide you through credentialing. It still requires verifying your company and your office, and we help you prepare each step.
How long does approval take?
Approval typically takes about two weeks. Integration starts within 24 hours of first contact, and the two run in parallel.
Can we build before we're approved?
Yes. Request sandbox credentials as soon as onboarding starts and build against the sandbox while verification runs.
Do we need a dedicated office?
You need a secure business office or home office. We'll walk you through what that means for your setup.
Are there minimums or long-term contracts?
No long-term contracts and no monthly minimums. You pay for what you pull.
Start building while you onboard.
Request sandbox credentials, and we'll guide you through credentialing while you integrate.