Industry We Serve

Consumer Reports for
Debt Relief & Debt Management Agencies

Pull consumer reports instantly into your debt management platform. Our unified format eliminates manual data entry, simplifies analysis, and gives your agents the clarity needed to create accurate, compliant settlement strategies.

Consumer Report Dashboard

Stop Guessing.
Start Settling Faster

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  • No Monthly Minimums
  • No Contracts

Get Credit Reports built for Debt Relief so your team settles faster

Pulling and interpreting credit data shouldn’t take hours. CreditPullEngine standardizes messy consumer data from trusted sources and turns it into clean, decision-ready insights, instantly highlighting derogatories, balances, histories, and risks so agents can build stronger settlement plans in minutes, not hours or days.

Pulling consumer credit data for debt relief shouldn’t be a hassle. Our Credit API integrates directly into your platform, delivering structured credit data instantly and feeding it into your automated analysis or enrollment workflows.

We aggregate standardized data from trusted data sources, including scores and attributes used across debt-relief decisioning. For teams needing deeper insight, we also support additional data signals such as income indicators and asset-related attributes.

To protect your business and ensure accurate consumer evaluation, we provide integrated identity-verification tools, helping you confirm consumer identity and maintain compliance before any debt-relief action is taken.

Key benefits include:

  • Fast access to standardized data from all major sources
  • Multiple score and attribute options
  • Soft-pull prequalification without impacting credit
  • Income, asset, and alternative-data verification
  • Instant delivery through our API in seconds

Talk with our team to see how easily you can pull consumer credit data and power your Debt Relief workflows with a single, streamlined API

Talk With An Expert

Your Research Process
is Costing you profits.

Agents waste hours interpreting messy credit reports—draining productivity and profit.

Our AI-powered Credit Intelligence standardizes every report automatically, giving agents actionable clarity in seconds and saving your business thousands per month in wasted labor

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Why Choose CPE

Why Debt Management
Companies Choose CreditPullEngine

We’re #1 Solution for Debt Management companies in the US. 

CreditPull-Compliance
  • Formal
  • Friendly
  • Persuasive
  • Funny
  • Professional
Compliance & Security

We manage compliance and end-to-end security, keeping your operation safe and audit-ready

AI-Assistance
Credit Report Analysis
Debt Settlement Opportunity. was found in the reporting, we have compiled some strategies.
Credit Score
+70%
Soft Credit Reports

Pull prequalification credit reports without hurting credit scores, giving you risk clarity with no consumer impact.

  • PDF
  • XML
  • HTML
  • XML
Format Customization

Flexible PDF, JSON, and HTML credit report formats designed to fit any workflow or system needs.

“Finally, a platform that removes guesswork. CreditPullEngine completely transformed our workflow. Clean, standardized reports saved us hours per client, cut costs dramatically, and helped our agents close more settlements with confidence.”
Steve B. Debt Relief Agent
FAQs

Got Questions?
We’ve Got Answers!

Find quick answers or contact our support team.

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1. How does your platform pull and standardize consumer credit reports for Debt Relief agencies?
We pull consumer data from trusted data sources; (at the moment we’re only integrated with Equifax and looking to have Transunion, and Lexis Nexis in the near future) normalize the raw fields, and convert everything into a clean, unified schema. This removes bureau-to-bureau inconsistencies and gives your team a single, standardized report format built specifically for Debt Relief analysis.
2. Do your credit report pulls impact a consumer’s credit score?
No. Debt Relief workflows use soft inquiries, which do not affect a consumer’s credit score. Your agents can prequalify, review debts, and assess eligibility without triggering a hard inquiry
3. Does your system highlight derogatories, balances, and key settlement indicators automatically?
Yes. Our platform automatically identifies late payments, charge-offs, collections, utilization, balances, and risk factors relevant to settlement planning. This eliminates manual review and helps agents find actionable items instantly
4. How easily can your credit data integrate into our existing CRM or Debt Relief platform?
Integration is straightforward. We offer a simple REST API with consistent JSON output, making it easy for any CRM or Debt Relief system to ingest structured data, trigger workflows, or automate decisioning without custom workarounds.
5. Can we customize report outputs to match our underwriting or settlement-planning workflow
Yes. You can tailor fields, hide unnecessary sections, and output data in PDF, JSON, or HTML. This allows your team to align the report format with your exact internal review, underwriting, or negotiation process. If you need additional customization our team will be more than happy to work with you to ensure you're getting the format you need.

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