4.8 out of 5 Trustpilot

Empowering Startups with
Real-Time Credit Intelligence

Access unified credit data from trusted nationwide sources, transformed into clean, actionable insights for debt-settlement, lending, and fintech growth.
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Over 1 million API calls have been requested since 2024.

Trusted by startups. built for scale.

Real numbers. Real impact. See how CreditPulleEngine empowers fast-growing fintech companies.

Let’s Build Together
1 +
Supported Industries
1 +
Startups launched with
CreditPullEngine
1 %
Uptime across hosted platforms
∞
Flexible use across any tech stack
Core Features

Powerful Features to
Build & Scale Effortlessly

Build smarter financial products with secure access to trusted credit data sources. Use our API or our agent-friendly dashboard to pull reports, analyze results, and integrate credit intelligence into your workflow.

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  • Formal
  • Friendly
  • Persuasive
  • Funny
  • Professional
Instant Consumer Report

Retrieve consumer credit reports in seconds from trusted data sources using our secure platform or API.

Credit Analysis
Monitor consumer scores
credit score analysis. help your clients build their report effortless and less paperwork
Credit Score
708+
Intelligent Debt Analysis

Our proprietary intelligence engine transforms structured credit data into secure, strategic debt-planning.

  • Manager
  • Debt Agent
  • Financial Advisor
  • Admin
Team & Role Management

Manage roles, and control access to keep your entire organization operating in a secure environment.

  • Consumer Data
  • Public Records
  • Derogatory Summary
  • Credit Summary
  • Mortgage
  • Credit Cards
Customizable Workflows & Integrations

We partner with your engineering team to create tailored endpoints and workflows, ensuring the platform adapts to your product, not the other way around

  • Secured API Request
    1
  • Normalized JSON Response
    2
  • Your Platform or CRM
    3
Developer-Ready API Integration

Integrate credit data directly into your software using our unified API, delivering clean, standardized credit intelligence that accelerates development and eliminates the pain of handling raw bureau data.

How It Works

Easy Onboarding
just in 3 Steps

  • 01 Company Verification Basic paperwork verifying your company information and address.
  • 02 Office Verification You will need to show a secured office it can be Business office or home office.
  • 03 Credentials Once approved you will get your credentials to access our API & Platform. During the onboarding process you can request for Sandbox credentials to get started.
Security & Compliance

Let us worry about Security & Compliance so
you can focus on growth.

Let us worry about compliance and security, and you can focus on growing your business and streamlining your under writing process and helping your customers.

  • Compliance
  • Cloudflare
  • Security Layer
Why Choose Us?

Maximize Results, Minimize Effort

Reliable Credit Data Access

Instant access to trusted consumer data sources through a secure platform or API designed for financial and debt-related workflows.

Faster Approvals

Get onboarded quickly with a streamlined approval process built for agencies, advisors, startups, and fintech teams.

Focus on Your Product, Not Integrations

We handle the data complexity, compliance, and formatting so you can focus on building features that grow your business.

Scales With Your Team

Easily manage agents, roles, and permissions as your organization expands, without adding operational friction.

Flexible, Commitment-Free Pricing

Use CreditPullEngine on your terms with no contracts, no monthly minimums, and no long-term commitments. Pay only for what you pull, nothing more.

Custom Solutions That Adapt to You

Our engineering team collaborates with yours to create custom endpoints, workflows, or features tailored to your platform.

Testimonials

Success Stories
from Businesses Like Yours

Don’t just take our word for it – see how our platform is being used with other businesses like yours, from Fintech, Debt Settlement and Credit Counselors.

CreditPullEngine stripped away the guesswork. Our agents finally get one clean, standardized report instead of juggling messy PDFs. The time savings alone changed our workflow, but the real win is accuracy. We’re closing more settlements because we’re not wasting hours interpreting inconsistent bureau data
Jake - Debt Relief Agent
We’ve integrated a lot of APIs over the years, and most of them slow everything down. CreditPullEngine was the opposite. Their schema was clean, the documentation was straightforward, and our dev team had it running inside our CRM in days, not months. It instantly improved our pre-qual pipeline.
Jim - Mortgage Capital Inv.
As a fintech, we need data reliability at scale. CreditPullEngine made that painless. One unified API, real-time responses, and a dev team that actually supports you. Integration was smooth, and we were able to launch new credit-driven features without rebuilding our backend. It’s rare to find a partner that gets both compliance and engineering
Olivia - Chief Technology Officer
Engineering in Your Corner

We go beyond products
we build, support, and scale your startup journey.

At CreditpullEngine is a team of engineers that are driving digital intelligence through AI, Data and Cloud. With over 25yrs years of experience in Fintech, and SaaS Development we build smart scalable solutions that help enterprises move beyond digital transformation into intelligent, data -driven growth.

01
Custom Development

When you need something built your way, our engineering team delivers custom features, tailored endpoints, and platform-specific workflows that align with your product vision.

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02
Integration Support

We don’t just hand you an API — we help you integrate it. Many teams spend months doing what we can complete in a fraction of the time, saving you money and momentum.

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03
Technical Partnership

Not sure how to structure your workflow or scale your system? We work directly with your developers to architect clean, reliable, and future-ready solutions

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04
App & API Integration

Seamlessly connect your platform with our API or third-party services. We handle the technical work so your team can launch faster with fewer headaches.

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4.9/5

Watch CreditPullEngine Do It’s Magic

Video tutorial on how to integrate with CreditPullEngine API service. 

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“CreditPullEngine API Integration easy as Pie.”
— Carlos Arias., CTO @carlosarias.co
Quick Response & Assistance

We're available at almost time of the day for any questions you have with integration or help with your engineering project

Fast API Integration

We try to make it seemless to help you integrate our API into your project.

Engineer to Engineer

We worked with developers and engineers with multiple integration projects.

FAQs

Got Questions?
We’ve Got Answers!

Find quick answers or contact our support team.

Contact Us
1. What technical requirements or dependencies are needed to integrate CreditPullEngine into an existing platform or workflow?
CreditPullEngine is built to drop into almost any stack with minimal friction. All you need is the ability to make authenticated REST API requests and handle standard JSON responses. There are no proprietary SDKs or heavy dependencies. Most teams integrate using PHP, Node, Python, or their existing backend. If your platform can consume a JSON payload, you can integrate our API.
2. How long does the onboarding, vetting, and API implementation process typically take for new clients?
Most clients are fully approved and integrated in a fraction of the time it takes with traditional data providers. Vetting and compliance review typically take a short window, and API implementation can move quickly thanks to a simple schema and predictable endpoints. Teams using supported CRMs or pre-built connectors can often go live within days, not months.
3. Does CreditPullEngine support both soft-pull and hard-pull consumer credit requests, and can these be customized per workflow?
Yes! Our free plan gives you 5,000 words per month. No credit card required.
4. Does CreditPullEngine provide development support to help with integration or work alongside our internal engineering team?
Yes. Our development team can guide your integration end-to-end or collaborate directly with your internal engineers. Whether you need help mapping data, structuring API calls, or migrating from another provider, we work alongside your team to ensure a clean, reliable, and efficient integration. The goal is simple: remove friction, reduce engineering overhead, and get you live without disrupting your existing workflow.
5. Is there a sandbox or testing environment developers can use before going live?
Yes. A dedicated sandbox environment is available so your engineering team can test authentication, payload structures, error handling, and workflow logic without touching live data. This environment mirrors production, ensuring a smooth transition when you go live.

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