Industry We Serve

Credit Reports for Auto Lending

Get clean, verified consumer reports in seconds. Our unified format simplifies auto-lending workflows, cuts manual steps, and helps lenders make confident underwriting decisions faster.
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Instant Credit Reports for Smarter Auto-Lending Decisions

Pull verified, multi-source credit data in seconds. Our unified format feeds directly into your lending workflows, enabling faster approvals, accurate risk assessment, and seamless integration with your decisioning systems.

Access real-time automotive credit data through one unified connection. CreditPullEngine standardizes every data source into a clean, consistent format that drops directly into your auto-lending workflows, no manual parsing, no integration headaches, no delays.

Lenders get immediate visibility into consumer credit profiles, alternative data, and income signals, all delivered in a structured format built for automated underwriting and decisioning systems. Identity and verification checks are built into the process, ensuring every application is accurate, authenticated, and ready for a compliant lending decision.

Key benefits include:
  • Instant access to multi-source credit data in one standardized format
  • Multiple score types and attributes to support precise underwriting
  • Soft-pull prequalification with zero friction
  • Integrated identity, income, and asset verification
  • Real-time API delivery optimized for decision engines

Talk with our team to see how easily you can pull consumer credit data and power your Debt Relief workflows with a single, streamlined API

Talk With An Expert

Your Research Process
is Costing you profits.

Agents waste hours interpreting messy credit reports—draining productivity and profit.

Our AI-powered Credit Intelligence standardizes every report automatically, giving agents actionable clarity in seconds and saving your business thousands per month in wasted labor

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Why Choose CPE

Why Dealerships &
Auto-Lenders Choose CreditPullEngine

We’re #1 Solution for Debt Management companies in the US. 

CreditPull-Compliance
  • Formal
  • Friendly
  • Persuasive
  • Funny
  • Professional
Compliance & Security

We manage compliance and end-to-end security, keeping your operation safe and audit-ready

AI-Assistance
Credit Report Analysis
Debt Settlement Opportunity. was found in the reporting, we have compiled some strategies.
Credit Score
+70%
Soft Credit Reports

Pull prequalification credit reports without hurting credit scores, giving you risk clarity with no consumer impact.

  • PDF
  • XML
  • HTML
  • XML
Format Customization

Flexible PDF, JSON, and HTML credit report formats designed to fit any workflow or system needs.

Finally, a platform that removes guesswork from auto lending. CreditPullEngine gives us clean, standardized reports in seconds, so our underwriters make faster, more accurate approvals and our dealers close more funded deals with confidence.
Steve B. Jason C. - Underwriting
FAQs

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1. Do you support both soft-pull prequalification and hard-pull underwriting?
Yes. We support both soft inquiries for instant prequalification and hard pulls for full underwriting. Lenders can choose the workflow per application, and both options are delivered in the same unified format to simplify decisioning.
2. What types of scores and attributes are available for automotive lending decisions?
You can access a full range of automotive score types and risk attributes, including traditional credit scores, auto-specific scores, payment history, utilization metrics, tradeline details, and additional data signals required for precise risk assessment. All data is normalized into a consistent structure for clean ingestion.
3. Can we integrate CreditPullEngine into our LOS, CRM, or dealership software?
Yes. CreditPullEngine is built for plug-and-play integration. Our standardized API works with any LOS, CRM, dealership platform, or custom workflow. Most teams can integrate in hours—not weeks—because the data format is already normalized.
4. How long does onboarding and approval typically take for auto lenders?
Most auto lenders onboard in days, not months. Because we streamline the required vetting and provide guided compliance, you avoid the typical delays associated with direct connections. Once approved, you can begin pulling reports immediately.
5. Is your platform built to support high-volume dealers and lenders with real-time decision engines?
Yes. CreditPullEngine is designed for high-volume throughput and real-time delivery. Our standardized format feeds directly into automated decisioning systems, enabling sub-second responses for dealers, lenders, and digital retail platforms.

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