---
title: "Scorecast: Debt and Credit Analysis for Agents | CreditPullEngine"
description: "Scorecast organizes every debt by creditor and type, flags utilization and derogatory items, and adds a forecast your agent can act on during the call."
url: "https://creditpullengine.com/products/scorecast"
---

Scorecast

# Know the debt picture before you speak.

Scorecast turns a credit report into analysis your team can act on: debts organized by creditor and type, utilization, derogatory items and a forward-looking forecast. It lives on the agent's screen and is never shown to the consumer.

  [Book a Live Demo](/contact/) [Get Sandbox Access](/get-started/)

Agent-only. Scorecast never appears in the consumer's ClearView.

       Sample data   Derogatory**3** Forecast**Trending down 3 months**

On the call

## From reading a report to having a plan.

A raw report is pages of tradelines. On a live call, your agent needs the answer, not the search.

> “Give me one second, I'm still scrolling through your accounts here.”

*Without Scorecast: hunting through tradelines.*

> “Most of what you owe is on two cards, and both are close to their limits. Let's start there.”

*With Scorecast: leading with the analysis.*

What it organizes

## Four views of the same report.

Scorecast reads the report once and arranges it around the questions your agents ask most.

- By creditor and type ### Every debt, grouped Accounts sorted by creditor and by type, so unsecured balances, cards and installment loans are each in one place.
- Utilization ### How close they are to the limit Revolving balances measured against limits, account by account and overall, without anyone doing the math on the call.
- Derogatory items ### What's hurting the file Collections, late payments and other derogatory items flagged and listed together, ready to discuss.
- Forecast ### Where things could be heading A forward-looking view of the file, so the conversation can move from what happened to what comes next. Pair it with Score Simulator

Agent-only by design

## Your analysis stays on your screen.

During a ClearView session, the consumer sees a redacted view of their own report. Scorecast is never part of it.

- ### The consumer sees their report Score, debts and masked account numbers, synchronized with the call.
- ### The agent sees the analysis Scorecast groupings, utilization, derogatory flags and the forecast stay with the agent.
- ### Roles decide who sees what Managers set roles and permissions in the dashboard, so each seat gets the views its job needs.

## Questions about Scorecast.

   Does the consumer ever see Scorecast?

No. Scorecast is agent-only and is never shown in ClearView. The consumer sees a redacted view of their own report.

  What does Scorecast organize?

Debts by creditor and type, utilization, derogatory items and a forward-looking forecast, all built from the pulled report.

  Is the forecast a guarantee?

No. It's a forward-looking view based on the report, meant to guide the conversation. Actual outcomes depend on the consumer's full file and how creditors report.

  Do we need a separate pull for Scorecast?

No. Scorecast works from the report your agent already pulled.

  Who on our team can see it?

You decide. Roles and permissions in the dashboard control which agents see Scorecast.

## Related

- Product ### ClearView The consumer's redacted, synchronized view of the call.
- Product ### Score Simulator What-if scenarios that estimate how a score could move.
- Industry ### Debt Relief & Settlement Qualify and explain options on the first call.

## See Scorecast on a live call.

Book a demo and we'll pull a sample report and walk through the analysis your agents would see.

  [Book a Live Demo](/contact/) [Get Sandbox Access](/get-started/)