---
title: "Credit Report API for Fintech Platforms — CreditPullEngine"
description: "Embed consumer credit pulls in your CRM, LOS or app with one HTTP request. No SDK, one vendor-neutral schema, a production-mirroring sandbox and engineer-to-engineer support."
url: "https://creditpullengine.com/industries/fintech"
---

# Credit pulls, embedded in your product.

A plain HTTP API: anything that can send a form POST can pull a credit report. One request, structured JSON back, plus ready-to-share PDF and HTML — no SDK to install.

  [Start your integration](/contact/) [Read the docs](https://docs.creditpullengine.com)

![A phone showing a blue score ring beside a laptop](/images/cpe/ind-fintech-800.webp)

### Software platforms

CRMs, loan origination systems, BNPL underwriting and debt-settlement tools embedding pulls in their own workflows.

### Lenders and brokers

Lenders and brokers with an FCRA permissible purpose.

### AI agent builders

An MCP server so Claude, Cursor and other agents can pull and reason about a report while consumer PII stays encrypted.

## Test the API.

Edit the fields, pick a language, send. Requests follow the real sandbox contract — including its error responses — and run entirely in your browser. Nothing leaves this page.

                  idle    // Press “Send request” to see the response.
// Try clearing a required field, or the apikey, to see the error shapes.  Simulated responses with sandbox test data. [Full API reference](https://docs.creditpullengine.com/api-reference/)

## The terms, in plain text.

No long-term contract and nothing hidden in an onboarding call. This is how working with CreditPullEngine goes.

- **Integration help**:  We don't hand you an API key and walk away. Our engineers work directly with yours — mapping fields, structuring calls, migrating from another provider, and building custom endpoints when you need them.
- **Personal support**:  You talk to the people who know your integration, before and after launch — by phone or email, not a ticket queue.
- **Timeline**:  Your integration starts within 24 hours. Approval — company and office verification — typically takes about two weeks, and the two run side by side.
- **Pricing**:  No long-term contracts, no monthly minimums. You pay for the reports you pull.
- **No SDK required**:  Plain HTTPS form posts and JSON responses. If your stack can send a POST, it can pull a report: PHP, Node, Python, or your CRM. A sandbox mirrors production so you can build without live data.
- **Teams and roles**:  Give every seat the right access. - Manager - Debt Agent - Financial Advisor - Admin
- **AI agents**:  An MCP server that lets Claude, Cursor and other agents pull and reason about a report while consumer PII stays encrypted.

## Engineers who integrate with you.

Hands-on integration help and personal support from the people who built the API. No long-term contracts, no payment up front, no monthly minimums.

  [Contact sales](/contact/) [Log in](https://secure.creditpullengine.com/) [Read the docs](https://docs.creditpullengine.com)

1. Within 24 hours ### Integration starts Our engineers meet yours, map your fields and get you building against the sandbox.
2. About two weeks ### Approval Company and office verification and compliance review. Most clients are approved within two weeks.
3. Then ### Go live Production credentials for the API and the dashboard — with the same people supporting you after launch.

   **Ryan Trias** CEO & Sales [rtrias@creditpullengine.com](mailto:rtrias@creditpullengine.com)   **Carlos Arias** CTO & Integrations  [+1 561 460 0660](tel:+15614600660)